Please read these terms carefully before using our services.
By accessing or using the services provided by SAGI Multiple Services Management LLC ("Company," "we," "our," or "us"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our services.
Important: These Terms constitute a legally binding agreement between you and SAGI Multiple Services Management LLC.
SAGI Multiple Services Management LLC provides insurance brokerage services, including but not limited to:
We act as an intermediary between you and insurance carriers. We are not an insurance company and do not underwrite insurance policies.
To use our services, you must:
You agree to provide accurate, current, and complete information when requesting quotes or purchasing insurance policies. Providing false or misleading information may result in policy cancellation or denial of claims.
If you create an account with us, you are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
You agree not to:
Insurance quotes provided through our services are estimates based on the information you provide. Final policy terms, coverage, and premiums are determined by the insurance carrier and may differ from initial quotes.
All insurance policies are subject to the terms and conditions set forth by the issuing insurance carrier. You should carefully review all policy documents before purchasing.
Policy cancellation and refund policies are governed by the terms of your insurance policy and the regulations of the issuing carrier. Please contact us for assistance with cancellations.
Our services may be provided at no cost to you, as we may receive compensation from insurance carriers. Any fees for our services will be clearly disclosed before you incur them. Insurance premiums are paid directly to the insurance carrier according to the terms of your policy.
All content on our website, including text, graphics, logos, images, and software, is the property of SAGI Multiple Services Management LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws.
You may not:
Our services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that our services will be uninterrupted, error-free, or secure.
To the maximum extent permitted by law, SAGI Multiple Services Management LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or goodwill, arising from your use of our services.
We are not responsible for the actions, policies, or claims handling of insurance carriers. Any disputes regarding insurance coverage or claims should be directed to the insurance carrier.
You agree to indemnify, defend, and hold harmless SAGI Multiple Services Management LLC and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses arising from your use of our services or violation of these Terms.
We reserve the right to modify these Terms at any time. We will notify you of any material changes by posting the updated Terms on our website and updating the "Last Updated" date. Your continued use of our services after changes are posted constitutes acceptance of the modified Terms.
These Terms shall be governed by and construed in accordance with the laws of the state in which SAGI Multiple Services Management LLC is registered, without regard to its conflict of law provisions.
Any disputes arising from these Terms or your use of our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
If you have any questions about these Terms of Service, please contact us:
SAGI Multiple Services Management LLC
Email: sagi@sagimultipleservicesmanagement.com
Email: babi@sagimultipleservicesmanagement.com
Phone: (617) 862-6201
These Terms, together with our Privacy Policy, constitute the entire agreement between you and SAGI Multiple Services Management LLC regarding your use of our services.